Welcome to AutoWise Finance. Your privacy is paramount to us, and we are dedicated to safeguarding your personal data. This Privacy Policy provides detailed information on our data handling practices.
1. Information We Collect
- Personal Identification Information: Including but not limited to your name, address, contact details, date of birth, driver's license number, and Social Security number.
- Financial Information: Comprehensive details of your financial status including credit history, income, employment details, assets, liabilities, and bank account information.
- Website Usage Information: Detailed logs of your IP address, browser type, operating system, pages visited, time spent on pages, and usage data collected via cookies and similar technologies.
2. How We Use Your Information
- Service Provision: To assess your eligibility for auto financing and manage your account.
- Communication: To keep you informed about your account, new offers, and updates to our services.
- Service Improvement: To enhance our website functionality and service offerings, based on your feedback and usage patterns.
- Compliance and Enforcement: For legal, regulatory, and policy compliance, including fraud prevention.
3. Sharing of Information
- Service Providers: Sharing with third-party service providers for essential services like credit assessment, payment processing, and data analysis.
- Legal Requirements: We may disclose your information if required by law or in response to legal requests by public authorities.
- Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the deal.
4. Data Security
- Advanced Security Measures: Use of state-of-the-art security technologies and procedures to protect your data against unauthorized access, alteration, disclosure, or destruction.
- Data Encryption: Encryption of sensitive data both in transit and at rest.
- Regular Audits: Regular security audits and updates to ensure ongoing data protection.
5. Your Choices and Rights
- Opt-Out Options: You have the option to opt-out of certain data uses, such as marketing communications.
- Access and Control: You can request access, correction, or deletion of your personal data. We will respond to your request in accordance with applicable law.
6. International Data Transfers
- Your information may be transferred to, and maintained on, computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction.
7. Children's Privacy
- Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
8. Changes to This Policy
- We reserve the right to modify this policy. We will notify you of any significant changes and obtain your consent where required by law.
9. Contact Us
- For any questions or concerns regarding this policy or our data practices, please contact us at [Contact Information].
10. Consent
- Your continued use of our services signifies your acceptance of our updated Privacy Policy.